Wealth Management
Wealth Management encompasses investment management services and financial planning. Our firm provides continuous advice to a Client regarding the investment of Client funds based on the individual needs of the Client. We also provide the Client with a financial plan. A Client will be taken through establishing their goals and values around money. Clients will be required to provide pertinent information and then the findings, analysis and potential changes to their current situation will be reviewed with the Client. Clients will receive a detailed financial plan designed to help achieve Client’s stated financial goals and objectives. The plan and the Client's financial situation and goals will be monitored throughout the year.
Investment Management
Our firm provides continuous advice to businesses and individuals regarding the investment of funds based on the needs of the Client. Through personal discussions in which goals and objectives based on a Client's particular circumstances are established, we develop a Client's investment plan with an asset allocation target and create and manage a portfolio based on that policy and allocation targets. We will also review and discuss a Client’s prior investment history, as well as family composition and background.
We primarily advise our Clients regarding investments in stocks, bonds, mutual funds, ETFs, U.S. government and municipal securities, and cash and cash equivalents. We may also provide advice regarding investments held in Client’s portfolio at the inception of our advisory relationship and/or other investment types not listed above, at the Client’s request.
Financial Education To 401(k)/403(b) Partipcants
Through interactive webinars and tailored financial plans, we provide financial education for 401(k) and 403(b) plan participants. Our services help individuals understand their retirement options, optimize contributions, and make informed decisions for a secure financial future. As an independent fiduciary advisor, we are committed to offering unbiased guidance that aligns with your financial goals. Join us to take control of your retirement planning with confidence.
Retirement Plan Consulting 401(k)
Our firm provides ongoing retirement plan services to employer plan sponsors. Such services generally consist of assisting employer plan sponsors or plan fiduciaries in establishing, monitoring, and reviewing their company's participant-directed retirement plan. As the needs of the plan sponsor dictate, areas of advising could include investment options, plan structure, and participant education.
Retirement Planning
Our retirement planning services typically include projections of your likelihood of achieving your financial goals, typically focusing on financial independence as the primary objective. For situations where projections show less than the desired results, we may make recommendations, including those that may impact the original projections by adjusting certain variables (e.g., working longer, saving more, spending less, taking more risk with investments).
If you are near retirement or already retired, advice may be given on appropriate distribution strategies to minimize the likelihood of running out of money or having to adversely alter spending during your retirement years.
